Prof RV Rao

Prof RV Rao

Business Development

Prof RV Rao holds an MSc in Agriculture & Technology from the GB Pant University, an MBA in Banking & Finance, a postgraduate diploma in Financial Advising, and a CAIIB from the Indian Institute of Banking and Finance. He is a Certified Professional in Life Insurance and General Insurance, an AMFI-certified Mutual Fund Advisor, and an ISO 9001:2008-certified Internal Quality Auditor. He has over three decades of experience in banking, business development, behavioural science and rural upliftment through improved financial practices.

At the State Bank of India, Prof Rao served as Rural Development Officer, Branch Manager, Branch Head (Muscat), and finally as AGM and faculty member at the SBI Institute of Rural Development and then State Bank Staff College. Drawing upon his diverse experience of banking, rural business and microfinance, he has trained executives in HR, Leadership Development and Behavioural Science.

Prof Rao has made distinguished contributions to development-oriented research projects, including ‘Financing High-Tech Olericulture and Floriculture in Jharkhand State’, ‘Prospects of Financing Vermi-Composting Units in Punjab, Haryana & Himachal Pradesh’, and ‘Marketing of Government Business’. He has published several academic and conference papers, among them ‘Climate Smart Banking’ in The Indian Banker, and ‘Enhancing Farm Productivity through Technology Transfer: Banks’ Role Beyond Credit’ in the BANCON 2012 Compendium of Conference Papers.

He is passionate about agribusiness, volunteering for the National Kisan Call Centre, where he answers farmers’ questions on Kisan Credit Cards and farming loans. He has visited farms across India, the US, Europe and the Middle East to pursue his interest in progressive farming practices.

Prof Rao is a highly respected mentor, specialising in agribusiness, NRI banking and trade finance. He strives to create value by identifying individual potential amidst divergent the social dynamics of corporate governance, blending behavioural mapping with the organization’s strategic imperatives for personnel management. As an educator, his coaching and training style is built on a nuanced understanding of pedagogic models, supplemented by a firm focus on rational thinking, business goals, ethical business practices, and a simple, effective and timely approach to problem-solving.